Shopping for insurance services – especially homeowners insurance – can be confusing, complicated and overwhelming. Each insurance agency is different in how they handle claims and what you can expect. There are several methods to shopping for homeowners insurance, but here are a few great tips and tricks to consider before you decide on an insurance agency and policy to fit your needs.

First, you may want to consider raising your deductible. Although this increases the cap you’re required to pay if something goes wrong, it can also save you money on your premiums in the long run if the cost of the damage exceeds the de